So my 3-year old nephew was staying at my parents' house in Maryland this past weekend, during the major storms that lashed the Eastern seaboard.
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There was no major flooding in my hometown, but on Sunday, eight-and-a-half inches of rain fell. Rainy day inside for the nephew, until BOOM! CRASH! CRUNCH!
Across the street and up the hill a little but, a 200- to 250-year old oak tree was struck by lightning and toppled onto the neighbor's Honda, smashing it flat.
Well, my nephew's into cars anyway, and the chance to see one totaled by a giant tree trunk (8' or so in diameter) was too exciting to pass up. He talked to his grandfather and the neighbor all about what "totaled" meant, and how much the insurance company would give him for the wreck.
From what I hear, his excitement charmed the neighbor and eased some of the distress at having a tree fall on his car during a storm like that.