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20 August 2007

Look out- credit card companies have now figured out how to open accounts on your behalf. How nice of them.[More:]I had an account opened on my behalf by Macy's/Bloomingdales, after applying for a store card last July. So now I have to call and close an account that I never asked for and that I never received a card for (because I moved- thank goodness no one found it and used it!)
This sounds like they are playing with fire. Information clause or no information clause, lawsuits will be launched over this.
posted by King of Prontopia 20 August | 11:14
Keep a lookout for VISA/DSNB on your credit report- that's what the flipped account from Macy's will look like. Lots of people are finding the same weird account they have no knowledge of on their credit report.
posted by ThePinkSuperhero 20 August | 11:16
Customers FIRST. Integrity ALWAYS.

Lulz for ETERNITY.
posted by grouse 20 August | 11:26
I hear ya, Pinky. Something like that happend to me with Best Buy where my card WAS used to purchase $700 in gift cards!

BE VERY CAREFUL PEOPLE!!!
posted by Joe Famous 20 August | 11:35
Wow. Thanks for posting this. I'll be cancelling my Macy card as soon as I get home.

Scumbags.

Not that their whole business model isn't scuzzy, but it's shortsighted to defraud your own customers, which is what this is, in my opinion.
posted by small_ruminant 20 August | 11:37
I called and closed both accounts this morning- the woman I spoke to was very nice (she kinda sounded like a southern grandma- I imagined her answering calls from a rocking chair, wrapped in a cozy shawl), and said I'd receive written notice of the cancelled accounts in 7-14 business days.
posted by ThePinkSuperhero 20 August | 11:39
Serious question here - exactly what is the point of maintaining a "store" credit card to begin with? I know some of them give you an initial freebie or a one-time discount for opening up the account, but I don't know why you'd keep one.
posted by deadcowdan 20 August | 17:51
The common logic is that you should keep accounts open, even if you never use them (as long as there's no fee), because it helps your credit score. I imagine part of Macy's trick here was thinking, oh, we'll open all these accounts, and no one will want to close them. But I refuse to be held hostage by my credit score. It's not like I'm buying a house or a car anytime soon.
posted by ThePinkSuperhero 20 August | 20:33
Because you never know when you really, really, really will need a pink bra from Victoria's Secret.
posted by TrishaLynn 21 August | 16:29
SHOUTING THREAD || Scary...

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