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05 November 2010

Grump! My mortgage refinance application was denied.[More:]It doesn't matter that I've never had a late payment in the 5+ years of the mortgage, you'd think that would count for something. The fact that an independent appraiser thinks that my condo is worth a lot less than it is (we found evidence that he's going too low but he won't budge), means that I can't take advantage of the wonderful new mortgage rates.

And since my property is supposedly only 5% underwater and not 20%+, I can't take advantage of any of the new programs designed to help people underwater.

Aaargh!!
Damn, that really sucks, Melismata. Is it possible to request an opinion from another appraiser?
posted by goshling 05 November | 16:42
Talk to a mortgage broker. Really!
posted by Obscure Reference 05 November | 17:45
Agreed. Also, this warrants some very loud SHOUTING in the SHOUTING THREAD.
posted by bearwife 05 November | 18:03
Melismata, I am so sorry. Is there someone else you can talk to that perhaps knows their way around this system in a manner that might facilitate matters? Either way, this sucks hairy donkey balls. Boo. Hiss.
posted by msali 05 November | 20:25
Thanks all. Yeah, I'll be looking for a different appraiser ($$$, sigh). I just wish that common sense was more common!!
posted by Melismata 05 November | 22:44
OMG BUNNY!!!! AAAARRRRRRGH!!! || 7 Goth Songs that would make great country songs

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