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12 July 2006

Beyond stupid [More:]So I'm allocated this case file at work today.

Man buys house with a mortgage from Company X. A few years later, he's in financial hot water, having made several dozen fraudulent credit card and loan applications through different companies. He thinks that if he can pay off all the companies, the judge will smile favourably upon him during his criminal trial. But where can he get the money to pay them off?

He has a brainwave. He torches the house, and tries to collect on the insurance. The insurance company gets wind of the fact that he's about to stand trial for multiple frauds, and voids his insurance on the basis of material non-disclosure of relevant information.

Then he's also charged with arson and insurance fraud, which, as it turns out, add another five years to his prison sentence. Some brainwave, huh?

Now Company X is blissfully unaware all this is happening and it's only when he's sent to prison that his mortgage payments stop. Letters to the house are returned by the Royal Mail, and Company X sends out a field investigator, who reports back that the house is a boarded-up burned-out shell.

So Company X repossesses it as abandoned and puts it up for auction as a development site.

Now our Moron of the Week complains, from his prison cell where he's serving a long sentence for multiple fraud and arson that by repossessing his property Company X has ruined his credit rating and he wants compensation!

I'm trying to word 'fuck off' politely, but sometimes it's really difficult.
That is what the Jews call chutzpah.
posted by jonmc 12 July | 13:00
I think the Jews would just refer to that as "idiot."
posted by matildaben 12 July | 14:10
Stupid hilarious!
posted by cmonkey 12 July | 17:24
What's even worse is that he will probably get it.

Which is more stupid - the system so fucked that victims are punished and perpetrators rewarded, or the person who exploits that system?
posted by dg 12 July | 19:02
The customer is not always right. And why, oh why, on earth would your company even think about retaining or appeasing this jackass?

Tell him to fuck off and be done with it!
posted by Five Fresh Fish 12 July | 20:11
What's even worse is that he will probably get it.

No he won't, the decision is mine.
posted by essexjan 13 July | 01:21
So this is NOT a story about the system being so fucked up that a guy can get away with something like this, but rather a guy who himself believes the system is so fucked up he can get away with something like this, but DOESN'T. I THINK THIS POINT NEEDS TO BE MADE (and made more coherently than I just did).
posted by wendell 13 July | 03:17
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