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24 May 2005

what a day to forget my cyanide capsule Remember the whole un owen debacle? I recall someone posting links for emergency financial assistance or loans, and I can't find them for the life of me.[More:]Does anyone know of any such organizations? I'm in Buffalo, NY if that helps any.

I hope this doesn't set a bad precident or anything. I'm kind of, well, seriously fucked right now and at a complete loss.

To think I wasted my question for the week looking for Star wars checks. damn.
Want me to ask at AskMe for you? Compose the q for me and I will.
posted by iconomy 24 May | 11:54
There's this.
posted by peacay 24 May | 11:59
And don't forget Modest Needs.
posted by iconomy 24 May | 12:02
Modest needs was exactly what I was remembering.
Unfortunately, without a permanent address, I don't qualify. :(

Thank you for the help, though. :)
posted by kellydamnit 24 May | 15:50
followup question:
Anyone ever used one of those payday loan places?
I found one that can split it between two checks (via credit.com), and would give me enough to pay first/sec on an apartment to move in this weekend without devistating me financially.

Am I cutting off my nose to spite my face?
posted by kellydamnit 24 May | 16:50
preditory lenders? don't do it.

donating plasma (or "other" stuff) is quick & easy income.

would you be homeless if you didnt get an apt *this* weekend? i.e., is your lease up or what?
posted by Wedge 24 May | 17:43
What's up, kellyD? I suppose since this is MetaChat it's OK to chat about your situation...[?]
posted by matildaben 24 May | 18:13
Anyone ever used one of those payday loan places?
Not personally, but I know people who have - be super careful that you understand the implications of the way they calculate interest and make sure that you can pay back the interest and the principal, or you could end up paying the loan off for a long long time. Some of these providers charge effective interest rates in the region of 300% so, if you are really desparate they may be a solution, but they could also just change your problem from one place to another.
posted by dg 24 May | 21:05
take care, kelly...can you get an advance from work or family or anything?
posted by amberglow 24 May | 21:38
also, try your local social services--you can probably get an emergency appt.
posted by amberglow 24 May | 21:39
What about organisations such as the Salvation Army or Lifeline (or whatever equivalent you have there)? As long as you are prepared to swallow your pride, they may be able to help.
posted by dg 24 May | 21:54
well, since you asked...

I make too much for social services (have to make below the median income here, which is low, only $17000.) I don't make a lot, only 22000, but it's enough that a recent car issue went through my safety cushion like it was nothing.

Eh, my whole life's a fucking mess. I'm waiting on a $700 check from my old insurance company (since I saved a bunch of money by switching to someone other than Geico), but in the meantime I'm in a shitass pay-by-the-week motel, and it's costing me more than a normal apartment would. That check is the only reason I would think of going to one of those loan sharks, really.
posted by kellydamnit 25 May | 09:18
I was actually planning to leave the S.O. as soon as this check came, since he's made my life a complete and total living hell due to his chronic unemployment because of substance/mental issues, but since his continued idiocy has landed us in this boat, I feel bad leaving him stranded since he really would be lost.
But that's a whole other ball of wax, with people who love each other but are not in love with each other and one of whom who doesn't even know this page exists may or may not be gay. (25 is too fucking young for me to accept a celibate marriage)

Unfortunately Salvation Army and other shelters here aren't an option, either. They've all gone to a work-for-bed format, and I have a full time job. A friend who was in a similar boat ended up sleeping in his car since the SA wanted him to leave his job and work in their warehouse, going from $7/hr to $10/day. So, I may if given no other option, but it would make my situation worse in the long term since I do have a great job, it's just entry level and I only started some months ago. As for plasma, well, I'm anemic, and have a semi-recent tattoo (eight months, I believe the cutoff is a year). Other stuff, well, I'm a girl, it's not so easy as a porn mag and a cup for us. And no one wants my eggs, believe me. I don't even want them.

I really don't want to go to my family. They live a couple states away, and have no money themselves.

Hi, my life's a fucking train wreck. I'm sorry, this is way longer than I intended it to be, I think I just needed to vent. I'm feeling kind of lost lately.
posted by kellydamnit 25 May | 09:19
Wish I could help in some way, kelly, but I'm half a world away. Hang in there.

{hug}
posted by dg 25 May | 18:33
Thanks. I finally bit the bullet and talked to my stepdad this morning. I would normally live in my car before asking them to bail me out, just because I screwed up so often when I was first out on my own at 18 and, compared to my little sister, I'm the fuckup of the family. But they know about the issues I've had with my marriage, and although I was completely expecting the "why did you get married so young" lecture, my dad just made me go over how much I made, what I need to live, and offered to pay first/last/security for me, before I could even ask him for help.

And because he's giving it to me and not lending, when my check comes I'll actually be able to put it away and have two months rent saved up just in case!

I told my husband last night that I need time apart, and I want to make sure my husband has a place to crash, at least for a while, but I know one of the guys in his band will take him in.

So for now it seems like I'll be OK. I feel like my soul's been ripped out and danced on by angry KMFDM fans, but I won't be homeless.

Thanks for listening. I think I just needed somewhere to throw my freakout down in text that my husband and/or his friends wouldn't read.
posted by kellydamnit 26 May | 09:37
Hey, that's great news.
I feel like my soul's been ripped out and danced on by angry KMFDM fans
At least it hasn't been pissed on by the ghost of GG Allen. That would be the apex of fuck-uppery.
posted by dodgygeezer 26 May | 11:57
yeah, it really is about the best I could have hoped for given the situiation.
posted by kellydamnit 26 May | 12:17
This database || The force is strong in this ... Arghhhhghh.

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